Treasury / Debt Instruments

Treasury / Debt Instruments

Fixed-income assets that legally obligate the debtor to provide the lender interest and principal payments


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Accessing debt financing requires the debtor to pay the creditor according to pre-defined contractual terms. The contract should outline the interest payment schedule, collateral if applicable, interest rate, maturity date, covenants, and if the debt is convertible.

  • - Bonds
  • - Leases
  • - Promissory Notes
  • - Certificates
  • - Mortgages
  • - Treasury Bills

Sovereign National Governments

If a company properly invests borrowed funds through debt instruments, it can increase profitability. The process of financing through creditors to maximize shareholder wealth is referred to as leverage.

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